State Bank of India (SBI) is the leading public sector bank in India. It offers diverse financial services like accepting deposits and advancing loans to its customers as per their needs. With the rapid growth and advancement in technology, the volume of trade done online has increased leading to an increase in the transactions done online.
Credit cards are best to use as it allows you to purchase merchandise on credit and pay for it later. You can purchase goods and services online as well as offline with credit cards.
Credit cards save you from the need of carrying cash everywhere. Credit cards come with a host of benefits like you earn reward points and get cash back on all your purchases. These reward points can be easily redeemed at any partner stores. SBI is offering the widest range of credit cards with great deals and discounts, catering to the plethora of needs of its customers. If you are planning to apply for SBI credit card, then you have to keep a few things in mind before selecting the card to apply for such as :
- The rate of interest applicable in case you are unable to repay your credit card bill during the grace period.
- Annual fees, joining fees and other penalties of the credit card. Different cards have different fees and penalties, so check and compare and then select the card as per your needs.
- Different cards have different benefits attached to it. So, wisely check the benefits (rewards and cashback) of different cards. Like if you go for a card which offers you free travels and access to lounges and you don’t travel frequently, so it is of no use to you. Hence, select a card with benefits useful to you.
- Check your eligibility criteria before applying for an SBI card in order to avoid the rejection of your application at a later stage. Eligibility criteria include age, income, CIBIL score etc.
You can apply for SBI Credit Card in two ways:
Offline: For offline application, you will have to visit the SBI bank. You have to fill out an application form and submit it along with all the required documents.
Online: For online application, you can visit SBI bank’s website or you can apply through online aggregators.
Steps to apply for SBI credit card online are as below:
Step 1: Fill in the online application form containing your personal details like name, address, and contact number.
Step 2: A credit card representative will contact you, who will explain to you the process, card details with benefits and documents required.
Step 3: Credit card representative will fix an appointment (time, date and place) as per your convenience with the bank.
Step 4: Bank’s executive will call up to verify your details and he will fix an appointment for documents pick-up at a time and place decided by you. You can reschedule the appointment as per your convenience.
Step 5: Post documents pick-up, you will receive your credit card within 10-15 working days.
For an easy and quick approval of your credit card application apply online. Apply for a card as per your needs as there are a different category of cards like lifestyle cards, travel cards, shopping cards, fuel cards etc. So, check and compare different options and terms and conditions before applying for a credit card.
You Need to Hire an Interpreter! Know the Reason
Why Should You Install A Ducted Heating And Cooling System?
How To Find The Best Car Mechanic Nearby You?
Health & Eco-friendly Reasons to Invest in a Bidet Toilet Seat
6 Easy Business Changes to Make Your Warehouse more Eco-Friendly
Ways Your Dental Health Affects You
Dental care for infants and small children
The Zirconia Ceramic: Strengths and Weaknesses
Build Your Brand With Dedicated Digital Marketing Services
Hottest B2B Content Marketing Trends and Statistics in 2019
Here’s What you Need to Know About Credit Cards
Unicorn Companies: Everything You Need to Know About Them
5 Reasons Why You Should Go for Hatta Mountain Tour For Your Next Vacation
10 Tips For Writing The Thesis
How is Gender Pay Gap Reporting growing in hundreds of UK-based firms?
What Is The Best Blogging Forum?
How can you Buy Your Medication from a Canadian Online Local Pharmacy?
Top 3 Methods to Convert MBOX Files to Outlook
Why is a responsive website important for SEO In 2019?
‘Visa on Arrival’ and ‘E-visa’ for Indians Visiting Dubai
- Finance1 year ago
Get Ready Before it is too late! Hire a Tax Specialist to Get Your Taxes Prepared
- Home Improvement2 years ago
How To Decorate Home With Vintage Home Accessories
- General1 year ago
What Makes XLPE Insulation so Special for Users?
- Home Improvement1 year ago
Best Roof Design for Snow
- Technology6 months ago
The Trend of Android TV Box
- Digital Marketing4 months ago
5 Not Obvious Ways to Promote Your Blog
- Software1 year ago
How to Choose a Web Development Platform for Small Business
- General1 year ago
Why Wear Lederhosen in the Customary Fashion with Suspenders?