Are you going through a confused state of selecting the best option for your future retirement? We work our whole life just to get relief for our retirement. Don’t you think we need something which will relax us from all our strains? We are here to bring the answer to all your questions, and the answer is a FIXED DEPOSIT.
We will overview the facts and figures of all about the fixed deposit schemes offered by the banks and other websites which will lead us to decide what can be best for your retirement and will lead to your tranquilizing life.
If you are growing old and not sure about your retirement, then you can opt for senior citizen fixed deposit which will solve all your problem. It is the best-customized way to earn a high rate of interest on your investments. And this scheme comes with a wide range of features like loans, overdraft facility, flexible tenures, and payouts as well.
There are some advantages of Senior citizen’s fund mentioned below:
The below table shows the best banks and NBFCs that provide senior citizen’s FD at their best:
BANK | Normal Citizens | Senior Citizens |
State Bank of India | 5.75% – 6.85% | 6.25% – 7.35% |
HDFC | 3.50% – 7.40% | 4.00% – 7.90% |
Bajaj Finserv | 8% – 8.60% | 8.35% – 8.95% |
Axis Bank | 3.50% – 7.60% | 3.50% – 8.25% |
Kotak Bank | 3.50% – 7.30% | 4.00% – 7.80% |
*These interests are subject to change according to trends.
Indeed, fixed deposit is the best scheme for people who are standing on the verge to retire or who have retired. You can choose to invest your savings in the safe and secure investments and earn from it and in other instances in life “YOU ARE SECURING YOUR REST OF THE LIFE WITH A FIXED DEPOSIT.”
You get best returns as a dividend, and it is not affected by the market condition. It is not as risky as compared to mutual funds and the stock market, equities and more as in these the dividends get affected by the ups and downs of the market.
You can choose between various schemes online with just a click.
Fixed deposit these days has become the most necessary things to do, and if you are senior citizen, then you get the most awaited scheme which will turn your old age into a beautiful spring with no tension of money for expenses. So, if you have not yet filled the application for fixed deposits, then this is the time. Secure your future now.
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