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Top 6 Credit Cards for Fuel Purchases




The fact cannot be denied that the credit card industry in India is booming, given the increasing number people looking for a credit card. Credit cards not only prove beneficial while shopping, but it opens a whole new world of benefits as well. Today, most of the banks offer a wide variety of credit cards as per the needs of the customers. You can have a credit card for air traveling where you get to earn free air miles, exclusive lounge access, whereas other credit cards made for online shopping offer lucrative cashbacks and discounts.

Seeing the increasing price of fuel, both banks and credit card issuers have come up with special fuel cards offering exclusive benefits for the cardholders. Some of the best fuel cards are listed here, go ahead and take a pick.

#1. Indian Oil Citi Platinum Credit Card

Since we are discussing the best fuel cards, Citibank Indian Oil credit card is the first credit card I am going to discuss. With this card, you get instant redemption at all Indian Oil stations and you get to enjoy 5% savings on the fuel bills as well. For every Rs. 150 spent on fuel, you get to earn 4 turbo points. Remember, 1 turbo point is equal to 1 Rs free fuel. In addition, if you are carrying this card, you also get to enjoy 2.5% fuel surcharge waiver on fuel purchase.

For this card, you need to pay an annual fee of Rs. 1,000, however, if the total spending on the card, in a membership year, is Rs. 30,000, then the annual fee will be waived off. When you join, 250 bonus points get added to your credit card.

#2. RBL Bank Titanium Delight Credit Card

Securing the second position is RBL Bank Titanium Delight credit card. Using this credit card, you get to enjoy 2.5% fuel surcharge waiver on the fuel transactions across all fuel stations in India. This waiver is only applicable to the transaction between Rs. 500 to Rs 4,000. If Wednesday is your favorite day to buy groceries from Big Bazaar, then you will be offered 5% value back on your purchases. There is additional Wednesday offers both at Domino’s Pizza and Pizza Hut i.e. 10% value back. If you like watching movies, then Titanium Delight credit card has BookMyShow offer of a free 1+1 movie ticket (once every month) on Wednesdays. The card has a membership fee of Rs. 750, but wait, the fees will be waived off if your previous year’s spending is Rs. 1 Lakh or more.

#3. IndusInd Platinum Aura Credit Card

IndusInd Bank Platinum Aura credit card is in the third position. Purchase fuel using this credit card and avail 1% fuel surcharge waiver. Make sure you are aware of the fact that the waiver is valid on the transactions between Rs. 400 to Rs. 4,000 irrespective of the petrol pump. Being a cardholder, you are also offered emergency fuel supply according to which you will be delivered fuel in case your vehicle is stranded as it ran out of fuel.

#4. HDFC MoneyBack Credit Card

HDFC Bank is one of the leading banks of India and it offers a gamut of credit cards catering to the particular needs of the customers. With this credit card in your wallet, you don’t have to think twice before making a road trip as you get to enjoy fuel surcharge waiver on purchasing fuel between Rs. 400 to Rs. 5,000. However, the maximum fuel surcharge waiver you will be offered is Rs. 250 per billing cycle.

If I talk about savings, then with this credit card you will be saving up to Rs. 1,800 on the fuel transactions. Well, this is based on assuming that you will be spending Rs. 6,000 on fuel every month.

#5. Standard Chartered Super Value Titanium Credit Card

This is a great card to have as it offers you attractive cashback offers on fuel, telecom, and utility bill payments. If you love going a long drive, then you don’t have to think twice about the fuel as you get to enjoy 1% fuel surcharge waiver on all major petrol pumps including – Indian Oil, Reliance, Bharat Petroleum Corporation Limited, Hindustan Petroleum Corporation Limited. You also get to enjoy 5% cashback on fuel purchase at all leading petrol pumps.

#6. ICICI Bank HPCL Platinum Credit Card

Yes, this credit card is costly, but trust me at the end of the day, it is worth the price. I feel without including this credit card, the list is incomplete. First and foremost, when you purchase fuel using this credit card, you get to receive cashback of 5% and 2.5%. You also get 2.5% fuel surcharge waiver on the amount you spend on any fuel station across India. There is 5% cashback on telecom bill payments and 5% on utility bill payments as well.