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The Ultimate Guide To Assure A Safe Cryptocurrency Trading



The Ultimate Guide to safe cryptocurrency trading

2017 was the biggest year for the crypto-craze. Before 2017, cryptocurrencies were known only to a small community of people – mostly into finance or tech – the FinTech industry. However, once the prices started to rise and Bitcoin price hit $10,000, it became a matter of international discussion. Front page stories, prime-time slots and the homepage of your favourite social media – cryptocurrencies were dominating media. This led to many new and novice investors investing in cryptocurrencies for the first time.

While investing in cryptocurrencies seems to be a very lucrative idea initially, when you look a the long-term picture, it has many risks of its own. Cryptocurrencies tend to offer huge, unprecedented profits, the losses are equally huge. Cryptocurrency investments should not be made on an instinct as they can result in some severe financial damages if not done correctly.

While the crypto-economy appears very different from the regular economy, the rules of trading are quite similar for both of them. Let us take a closer look at some of the best tips which will ensure that you are able to trade cryptocurrencies safely.

Best Tips To Trade Cryptocurrencies Safely

1. Research about the currency before you invest in it

Before you buy a cryptocurrency – you need to research into it. What does the currency stand for, who are the people who have developed the currency, what real-world problem does this currency solve, how long has the currency been around, etc. It would also be advised to look up the social media handles of the currency you are about to invest in.

You need to look up the whitepaper of the cryptocurrency that you are going to buy. A whitepaper is a document which contains all the technical, managerial and marketing details of the currency – it is basically how the creators envision the currency to function. It contains of a road-map for the future as well. It is essential to read the whitepaper before investing in a new currency.

Researching a cryptocurrency also involves looking up some historic details – analyzing the graphs of a currency’s year-on-year performance can give you a hint on when the currency usually tends to lose or gain price. Moreover, you can also check out how closely is the currency linked to Bitcoin prices and trade accordingly in the future.

2. Understanding the ‘right time to buy’

Timing is everything in cryptocurrencies. Investing in the right currency at the right time can give you massive returns. One such example is that of Ripple, which was dormant for most of the year but suddenly boomed by 36,000% over the last couple of months. One of the most frequently asked questions in the world of cryptocurrencies is – ‘is this the right time to buy’.

There are two types of ‘good buying decisions’ that you can take:

  • Buying the dips: There’s a set of people who believe that cryptocurrency markets will always bounce back. Hence, they tend to buy during the dips, i.e., buy when the price drops. If the price at the moment is $10,000 – and it drops to $8,000 – they’d buy it at $8,000, hoping the prices to bounce back to $10,000 and make a profit of $2,000 in the process. If the price falls even lower, they’d keep buying as long as funds allow them to – as these optimistic investors believe that the markets will recover eventually. 
  • Buying when the price rises: There’s another set of people who do not believe in the aforementioned theory of buying during the dips. They hold during the dips and wait for the prices to begin rising again. Once they notice that the prices are rising for a significant time, they invest in the currency and make a short-term profit on this positive momentum.

Basically, there is no fool-proof way of ensuring that every purchase will make a profit. However, these are the two general practices which many traders follow.

3. Setting Stop Losses and Targets

This is something which is quite similar to regular trading – as you’d do it in the stock markets. Targets and Stop Losses are critical. Every time you invest in a cryptocurrency, you need to consider three things: the current price of the currency, a desired profit, the maximum extent of loss you are willing to suffer.

These targets and stop-losses are supposed to be adjusted periodically depending on the movement of the markets. Moreover, most cryptocurrency exchanges and trading platforms also allow you to automate this process – which ensures that you trade safely and your investments do not lead to a loss.

4. Follow the news

For those investing in cryptocurrencies, it is critical for them to follow and stay up to date with cryptocurrency updates from across the world. Cryptocurrency markets are largely dominated by sentiments. A news of a nation banning cryptocurrencies could have a global impact as it could invoke a global FUD – Fear, Uncertainty and Doubt. Staying updated with all the latest news updates could give you an idea if the markets are going to go through a dip. For instance, news updates such as China banning crypto-exchanges or rumors of South Korea imposing a similar ban resulted in the markets crashing.

5. Do not invest more than you can afford to lose

The final bit of advice is rather simple. Do not invest more than what you can afford to lose. Basically, all the investment in cryptocurrency should be made from a pool of money that you have lying around and will not need for your day-to-day life. This should ideally be the kind of money, losing all of which will not affect your life. There have been cases where people have sold their cars or mortgaged their home to invest in cryptocurrencies – which resulted in massive losses. It is critical to understand that all investments in the cryptocurrency markets are subjected to major risk given how volatile the markets are!


To conclude, there can never be a way to ascertain for sure if you have invested in the right currency and at the right time. There are certain sites like CryptoGround where you can get the latest knowledge about it and keep yourself updated of the market trends. However, if you follow the aforementioned advice – there is a strong chance that you can make a decent profit out of your investments – or at least ensures that you do not end up making a loss, no matter how bad the market scenario may be at the moment.



How Does a Home Loan EMI Calculator Works?



Are you planning to apply for a home loan and are worried what the EMIs will be? Well, you need not worry about this at all as the home loan EMI calculator will calculate the EMIs for you in seconds. The home loan EMI calculator is a simple, fast and reliable source of information to calculate your  EMI’s. Moreover, you will be well-informed about your loan even before you approach a bank.

Here are the few advantages of using a home loan EMI calculator:

  • Saves your precious time
  • Gives you accurate results
  • Helps you to plan your finances
  • Offers a list of housing deals just for you

Home loan EMI calculator computes the EMI according to the details entered by you in the calculator. It works on the following inputs:

• Loan Amount

• Tenure of home loan

• Interest Rate

Loan Amount:The amount of money that you borrow to purchase a house is the home loan amount. The amount that can be borrowed depends upon the cost of the property and your repayment capacity. The lenders generally give 80% of the property value as a loan (the rest 20% is to be paid as a down payment). Keep all these things in mind to have a better idea of how much loan amount you need to apply for. Do your calculations correctly in order to get the correct value of your EMIs. Also, enter an amount keeping in mind that EMI or monthly installments cannot account for more than 40% of your monthly income.

Tenure:Once you have decided the loan amount, choose the tenure for the repayment of your loan. Home loans are long-term loans with long repayment tenure of up to 30 years. You can choose the loan tenure as per your choice, but remember the longer tenure you choose the more interest you will have to pay. However, you can modify the tenure on the EMI calculator and arrive at a tenure that works for you.

Interest Rate:After entering the loan amount and tenure on the home loan EMI calculator, you need to enter the interest rate offered by your preferred bank. You can check the home loan interest rates by visiting the bank’s website or through the website of different financial aggregators.

Amortisation Details: The home loan EMI calculator also has the option to display the amortisation details of your home loan. These details help you understand your principal home loan amount, interest paid and the outstanding loan details on monthly, half-yearly or annual basis.

After entering all the details on the EMI calculator, press the ‘Calculate EMI’ button. You will get your monthly home loan EMIs in seconds.

Conclusion:Using a home loan EMI calculator can help you manage your finances better. In addition, it saves a lot of time and gives you accurate results. It is more reliable and easy to use as compared to the mathematical formula.

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How to Start Business Support Services?



Even if you are in a technological startup, there are many techies’ tasks you will probably need to outsource. Budgets are tight, and every startup employees are famous for being forced to wear a number of hats. However, employing a DIY approach can sink a startup faster than an investor who pulls out funding at the last minute. The best approach is budgeting for business support solutions so that the founder and employees can focus on their own jobs.

The size of the market for business support services in Darwin is difficult to estimate for a number of reasons. The primary reasons are the providers, services and customers who are constantly evolving with technological advances. For example, the secretarial service of the 1960s and 1970s were the good electric typewriter was pretty much all you needed but now it’s get off the ground today’s businesses. And who knows what technology will be able to do in 30 to 40 years from now?

To understand the future perspective, take a look at how the industry has evolved over the span of the 20th century. The administrative demands of doing business have grown tremendously, creating a need for clerical support. With the introduction of desktop computers and increasingly sophisticated office equipment, the skills and knowledge requirements of employees have also increased.

At the same time, the general business landscape has changed radically. Big business is looking for ways to streamline their operations, and one popular option is a farm out, where they retain another company to provide a service that may have traditionally done by employees. Small business companies want to stay lean and profitable; even they are turning into outsourcing rather than fattening up their payroll.

Combine the obvious need with new ways of operating in the business world; you have a dynamic young industry wide open with opportunities: business support services. In fact, there are so many opportunities that if you don’t have a clear plan, target market, and specific services, your chances of success are low. With a lot of thought and preparation and a minimal amount of cash, you can quickly be on the road to profitability.

Types of services

You can offer a wide range of services; the following list encompasses the kind of services you can offer. The most important thing listen to your clients, they will let you know what they need and then you can decide if you can provide it.

  • Taxation
  • Accounting
  • Bookkeeping
  • Business improvement and automation solutions


Taxation is very important for business support services because it helps you for the preparation of tax return for individual and companies and trusts.


The biggest advantage of bookkeeping is that remote bookkeeping solutions can go paperless. By using your Smartphone you can have a secure portal into your accounting software. The stressing of filling and fear of losing your receipts is not an option for you.

Business improvement and automation solutions

As technology improves and industries become more competitive, many businesses want to remain profitable. With new software applications being developed daily you can take advantage of technology to increase productivity and reduce administrative costs. There are many affordable technical solutions available that suit your business needs.  Through the implementation of business support, you can roll out new software system and processes.


The manual processes and diverse data and legacy system used financial reports must provide accurate and timely information. The processes should be the standardized and efficient workflow that enables your organization to capture and share accurate financial data across the enterprise.

Target market

You have three broad markets for business support services in Darwin.

  1. The general public
  2. Small commercial and home-based businesses
  3. Large corporations.

General public

By “general public” we mean the individual person who is not into businesses. The two largest segments of this market are people with college or school students and housewives.

Small commercial and home-based.

The majority of your clients will fall under this category. These are companies that require administrative support but do not have the money, space or need for the full-time employee. They may prefer to outsource specific tasks rather than invest in the talent and equipment necessary to get a job done right. Hiring temporary employees can be more costly than small businesses needs demand.

As the number of small businesses continues to grow, so does your potential market. The list of services they use is limited only by your imagination and personal preferences. As you develop a relationship with small businesses, you will be in a position to make a suggestion that will increase volume and expand the scope.

Large corporations

Large companies also use business support services when their own staff members are unavailable for certain reasons like vacations or illness. They may not actually need a temporary staff they just need someone to come in and be present in the office. Sometimes they may need someone who can handle all or part of the work of the absent staff.


Marketing is an area where your creative side can shine. It is something many people don’t like to do it it’s very essential if you are going to build a successful and profitable business.  Don’t get discouraged if your marketing efforts don’t produce an immediate response. You will have to put together a professional and attractive information package. It is not unusable for a sales contact not to generate a response for months or even a year.


Advertising is a great way to bring new business, but choosing effective media may take some experimentation. The single best place to advertise is your local newspapers because that’s the place where people look when they need a service and don’t know who to call. Don’t limit yourself with local newspaper; try to put ads on a radio station and news channel. You can place ads in the university newspaper classified section and get a good response from that.

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Get Free CIBIL Score Through Two Simple Ways



A good CIBIL score is one of the important parameters that can impact your chances to get an instant loan with the best interest rate. Every individual should check the score from time to time like in six month or one year, so that maintain a satisfactory scores.

If you want to know the points and understand the calculation, so you have two ways through the website or by PAN card. Let’s check out step by step.

Check CIBIL Score Through Website

  • Go to the official site
  • Fill the name, date of birth, and gender as per PAN
  • Identity proof, address proof, and employment type
  • Registered email ID or mobile number
  • Accept terms and conditions then click on submit button

Check CIBIL Score By PAN Card

  • Go to the site through PAN
  • Enter the name, date of birth, and gender through PAN card
  • Employment type, identity proof, and address proof
  • Share registered email ID or mobile number
  • Before can click on submit button, accept terms and conditions

They can ask a few questions related to previous pending details, outstanding balance, etc. After verification within a day provides confirmation mail on registered ID. It can apply for both procedures.

If Your Credit Score Is Less Than 650, So What Will Happen

To get free CIBIL score, should calculate own points and according to that will receive the benefits. Let’s check out every scores benefit.

  • 300 points directly indicate you are not eligible for any financial support
  • 450 to 500 credit calculation better than the first one but still not getting any help
  • 550 to 600 is the indication for you, to start payback all the bills on time
  • 650 to 700 scores a few banks can provide approval for a loan with a high-interest rate
  • 750 to 800 CIBIL score shows you know the utilization of the product
  • 850 to 900 is the perfect score to get the best credit card offers, and the lenders also feel happy to help you

Know The Five Habits For A High CIBIL Score

Be Punctual: You should punctual about payment, repayment, and payback it’s a right way to get a high CIBIL score. It’s an important habit to improve own credit score so that nobody can drag you.

Minimum Utilization Of The Card: Most of you unaware the consequences of the high utilization. Even the lenders are not happy with that person who can use credit limit more than 30%. That’s why the less can use the more can save.

Monitoring Your Product: Always try to check own credit statement in six months or one-year. It’s a right way to keep in eyes on own expenses as well as if there is an issue in your report, so correct it before it’s too late.

Say NO To Becoming A Loan Guarantor: How close are you to the borrower, you will become responsible for that person mistake. Evan a small mistake can pay to you also like delay for payment or forget about it. That’s why to say big NO for a guarantor.

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